Registered Index-Linked Annuity (RILA)

RILAs give clients the opportunity to participate in market growth while receiving a level of downside protection.  The more risk they take on, the higher their earning potential will be. Downside risk is limited by either a buffer or a floor.

New Strategies Offer Protection For A Variety of Market Cycles

With the severe volatility experienced in early 2020, clients nearing retirement may be hesitant to invest in the market. In fact, nearly 61% of Americans believe an economic recession is likely to occur.* With so much uncertainty, it may be time to consider an alternative investment.

An Index Frontier registered index-linked annuity offers multiple types of protection from market loss, giving your clients the flexibility to align their exposure with different market cycles:

• In a bull market cycle (downturns are typically minor) a buffer strategy may be appropriate.
• In a bear market cycle (downturns may be significant) a floor strategy may be appropriate.

Take a closer look at these different strategies, and learn more about how they can help meet your clients’ protection needs.

[maxbutton id=”323″ url=”https://insourcemg.com/wp-content/uploads/2021/03/B1124920NW-Index-Frontier-Sales-Brochure-Open-Pg-8.pdf” ]

Choosing Between A Buffer And A Floor: Strategies In Action

An Index Frontier registered index-linked annuity from Great American Life offers two types of downside protection: a buffer and a floor.

• A 10% buffer strategy protects against the first 10% of index losses making it a fit for clients seeking protection in a bull market (minor downturns).
• A -10 floor strategy protects against index losses in excess of -10%, making it a fit for clients seeking protection in a bear market (major downturns).

Take a look at how these strategies would perform in different market scenarios.

[maxbutton id=”324″ url=”https://insourcemg.com/wp-content/uploads/2021/03/Protection-Options-For-a-Variety-of-Market-Scenarios.pdf” ]

Comparing Protection Over 20 Years Of Market Cycles

With an Index Frontier registered index-linked annuity, your clients can choose from two types of protection:

• In bull market cycles, a 10% buffer strategy may be appropriate.
• In bear market cycles, a -10% floor strategy may be appropriate.

Take a look at how these strategies would have protected against loss over the last 20 years of bull and bear market cycles.

[maxbutton id=”325″ url=”https://insourcemg.com/wp-content/uploads/2021/03/Your-Choice-Of-Downside-Protection-In-Different-Market-Cycles.pdf” ]

Contact InSource at (800) 732-1489 for more information.