Kai-Zen: Changing the Future of Executive Benefits
Protecting earnings is critical to insuring the ability to save for retirement. Due to contribution limitations, traditional retirement plans alone are typically insufficient for high income earners.
To maintain your lifestyle in retirement, you need a proactive strategy that puts more money toward protecting your future income without putting a drain on current finances. Kai-Zen uses leverage to help you acquire more of the insurance.
How the Kai-Zen Strategy Works
The most unique aspect of the Kai-Zen strategy is that the participant’s contributions are leveraged 3:1.
How it works
A life insurance policy is jointly funded by the participant and bank financing. The bank financing provides approximately 60-75% of the total premiums to the policy. Now participants can realize benefits far beyond what their annual contributions alone could afford them.
Secure Your Retirement With Kai-Zen
Learn more about the power of Kai-Zen by contacting us about this unique opportunity: (317) 844-2226 or contact us.
The Use of Leverage
This concept is not much different than using a bank mortgage to leverage assets to purchase a home. Money is borrowed to buy more house (or with Kai-Zen, more benefits) than one could purchase with assets on hand. The amount funded into the policy has the potential for market growth without the risk of market losses due to declines in an index and uses the policy’s cash value as the sole collateral for the loan.
