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LTC Knockout Health Questions

Long Term Care General Knockouts for Life Insurance Products

Download the file here:  Long Term Care Risk: 3 Steps to Securing your future

If you have any of these conditions, you may not qualify for benefits.

  • Alzheimer’s Disease, Dementia, or medication for memory loss
  • Emphysema, COPD, Congestive heart failure, Cirrhosis of Liver, Aids, Alcoholism
  • Parkinson’s Disease, Multiple Sclerosis, Muscular Dystrophy, Cerebral Palsy,or Down Syndrome
  • Severe Rheumatoid Arthritis, taking methotrexate, prednisone, enbrel, etc.
  • Osteoporosis that is untreated (Lost height of more than 2 inches)
  • Stroke, TIA in the past two years, major surgeries within past year
  • Cancer within 6 months (Need to be totally out of treatment)
  • Untreated Diabetes (MoneyGuard auto decline for Type 1)
  • On dialysis, paralysis (Paraplegia or Quadriplegia)
  • Oxygen for any reason
  • Organ transplant recipient
  • Using a cane, wheelchair, or walker everyday
  • Defibrillator
  • On Disability and has a handicap sticker
  • Taking a narcotic for pain everyday
  • Undergoing medical treatment or surgery that is scheduled that hasn’t been completed yet