Why is Life Insurance Different?
With auto insurance, if you get into an accident… premiums go up. With home owner’s insurance, if your neighborhood crime increases… premiums go up. With flood insurance, with very little […]
With auto insurance, if you get into an accident… premiums go up. With home owner’s insurance, if your neighborhood crime increases… premiums go up. With flood insurance, with very little […]
70% of people at 65 or older will need some form of Long-Term Care (longtermcare.acl.gov). Cost varies by state, but here are the national averages (ALTCP.org)… Private Room: $100,380 per […]
Annuities get a bad rap, but some are the right solution for retirement savings dilemmas. from TheStreet, Jan. 8, 2019by Robert Powell We know what you’re thinking. Annuities! Run away! But […]
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Wade D. Pfau, Ph.D., CFA The role of fixed index annuities in the pre-retirement years. The United States has experienced a low interest rate environment in recent years, leading to […]
There is a season for everything, as the saying goes. I grew up on a farm in South Dakota and the seasons were pretty succinct or clearly defined. My Dad […]
Steve Vernon, FSA, Research ScholarStanford Center on Longevity When replacing defined benefit plans with defined contribution plans, it may not have been a good idea to ask ordinary workers to […]
Do you have clients sitting in savings, CD’s, and money market accounts? We hear way too often that clients are thinking rates will be going up so they want to […]